Knowing the difference between fortune-telling and life-destiny counseling is important. Many will have you believe that life-destiny consultation is evil and bad and runs foul with religious belief but what they do not realized is that it is no different than being in a room with religious counselors who is trying to straighten out a person's life.
If you are being told that you will be getting a big contract in three months and you do nothing to ensure you truly deserve getting the contract, you are relying on fate and that is fortune-telling. For this reason, fortune-telling lacks moral significance.
But if you are being told of such an opportunity and you ask what you can do to ensure you get the contract, then you are seeking the wisdom to produce the results you worked hard for. This is the big difference between fortune-telling and professional life-destiny counseling.